SMS OTP: How does it work?
SMS OTP is a message containing a short, unique code , usually 6-8 digits, us to authenticate a user . The user enters the code into a web page or application to complete a login, registration, or validation process.
SMS On the platform or API side , the OTP is rout on a super-priority basis to ensure timely delivery of the temporary code it contains (average duration of 1 minute). SMS Applications, banks and platforms make heavy use of tokens as part of two-factor authentication. Two-factor authentication (2FA) to validate the creation of an account, a transaction or a password reset.
Often us by banks through 3D-secure, this method ensures that the applicant has two distinct identification factors (a code they know and an object they own).
Reminder: What is 2FA?
2FA, or two-factor authentication , is an additional layer of security us to verify a user’s identity. After entering their user ID and password, the user is prompt to provide a second form of identification from a separate device, such as a smartphone. This second factor can be a token or a text message sent to the user’s phone.
SMS High Priority, Essential Element of OTP
SMS SMSThe OTP must be sent via a dicat high-priority channel , using short numbers dicat to this type of traffic. Sending the code allows the author of the transaction to receive it quickly. The goal is to significantly increase data security without impacting the abandonment rate .
SMS This OTP sending process also allows you to retrieve, at the time of registration, a new piece of data validat by the user: his telephone number, which will be useful for the entire duration of the relationship with the customer.
SMS A Money App Behind a Disruptive Model for Free OTPs
A French fintech startup has sms services taken a new approach to two-factor authentication . SMS It has found a solution that allows it to reverse its authentication system by acting as an OTP receiver , thus eliminating the ne to send .
SMSIn practice, the startup rents a virtual mobile number to receive . SMS Its users themselves send an OTP generat in-app, to validate a transaction. This OTP is generat by the customer directly in the application, to be sent to the Virtual Mobile Number (NVM ). SMS Once receiv. Therefore, the application matches the generat OTP to the user’s phone number and validates the transaction.
SMS SMS In short, instead of sending an OTP to your customer, it is your customer who sends an OTP to a virtual phone number . SMS No more OTP sent by the application, but a very reliable number validation. The only cost associate with this authentication system is the rental of a virtual mobile number.
What is an NVM?
As the name suggests, a virtual applying the drive-to-store strategy with an sms campaign mobile number is not link to a physical phone; it is a long number assign to a B2B customer. SMS SMS This number is design for free and immiate reception from a mobile phone ( MO). The number is host by a French MVNO (mobile virtual network operator) and is available 24/7 without any malfunction.
The virtual mobile number uses the technique known as “direct dialing” (DID), which means that the number can be reach without any intermiary. SMS tg data This “one-way external direct dialing” number is ideal for companies that want to be contact by , to start conversations with their customers or to create mailing lists of all kinds (alerts, transport lines, contests, newsletters, etc.). SMS When receiv. Therefore, a notification is sent to a specifi URL, so that the request can be process.